Prosper

Elevate your employees’ health with our thoughtfully crafted group health plans. We offer a range of coverage options, from basic medical necessities to extensive healthcare benefits. Enjoy the peace of mind that comes with knowing your team has access to quality medical care, including doctor visits, hospital stays, prescription medications, and dental services. Our customizable plans empower you to create a healthcare package that aligns perfectly with your company’s vision and employee expectations.

We offer a comprehensive range of Group Retirement solutions designed to support your employees’ long-term financial well-being while helping your organization achieve its goals.

Whether you’re considering a Group RRSP, Group Pension Plan, Deferred Profit-Sharing Plan (DPSP), or Individual Pension Plan (IPP), our customized options deliver valuable retirement benefits for your team.

1. Group RRSPs: Provide employees with a tax-deferred savings option that simplifies contributions through payroll deductions and enables employer contributions. These plans promote consistent, disciplined saving habits.
2. Group Pension Plans: Offer long-term retirement security with defined income sources, giving employees peace of mind about their financial future.
3. Deferred Profit-Sharing Plans (DPSPs): Allow employers to share financial success with employees through tax-deferred contributions tied to company profits. These plans are an excellent tool for fostering engagement and retention.
4. Individual Pension Plans (IPPs): Designed for key employees or executives, IPPs provide enhanced retirement benefits with higher contribution limits than Group RRSPs, helping senior or long-serving staff build substantial retirement savings.

All our Group Retirement plans are designed to deliver unique tax advantages and diverse investment options, aligning with both your organization’s needs and your employees’ financial goals. By offering a retirement plan, you not only ensure long-term financial security for your employees but also enhance job satisfaction, engagement, and retention within your team.

Take the first step toward securing a financially rewarding future for you and your employees. Contact us today to explore how our tailored Group Retirement solutions can benefit your organization.

Unlock the power of personalized healthcare with our Private Health Spending Accounts (PHSAs). Our innovative approach empowers individuals and businesses to take control of their health and well-being by providing a flexible and customizable solution. With a PHSA, the employer sets their chosen spending limit, and the employee has the freedom to allocate those funds towards a wide range of health-related expenses, including dental care, vision services, prescription medications, massage therapy and more.

Contributions to a PHSA are fully tax-deductible for the employer and enjoyed tax-free by the employee.

Invest in the well-being of yourself or your workforce with the convenience and adaptability of Private Health Spending Accounts – because when it comes to health, one size does not fit all.

According to a Canadian Retirement Study released by Manulife in 2023, nearly 80% of employees believe financial wellness programs can alleviate stress, and 70% report they’d be more productive at work without financial worries. Employees are seeking support to manage budgets, build emergency funds, and plan for the future. Our Employee Education programs provide practical solutions to empower teams with the tools and knowledge they need to manage their finances effectively. We offer workshops, one-on-one coaching, and financial literacy resources to help employers address these challenges and enhance both employee satisfaction and organizational success.

Partner with Lupin Planning Group to foster your financially secure and resilient workforce. Together, we can create a workplace where financial wellness thrives, reducing stress and driving success!