I had never seen anyone cry like that before. Streams of salty sadness poured down his face. His body remained completely still, drained of every ounce of its strength. It was as if all energy had left him, but the tears just wouldn’t stop. His eyes anguished, lost and frightened. His heart visibly broken. My …
In this final installation of our “Love and Money” series, we tackle the debt debate. Let’s talk about debt, baby! If you thought discussing income and assets was difficult, nothing shuts a person up faster than asking them about their debt. Especially the debts they can’t easily justify, like credit card balances and those “no …
Last time on “Love and Money,” we witnessed the turmoil of one woman, desperate to plan for the future but unwilling to ask her partner the tough questions. We acknowledged and honoured the money child in each of us. We hashed out some things to consider when having “the talk” and we brainstormed some ways …
We’re thrilled to announce that Lupin Planning Group has been awarded Platinum in the Financial Advisor category of CommunityVotes St. John’s 2025! This recognition means so much to us because it comes directly from you; our incredible clients, peers, and community members who took the time to vote. Your continued trust and support remind us …
Summer is the season of “I do’s.” Vows, first dances, champagne toasts… and the not-so-romantic questions like, “Do we share a bank account now?” Love may sweep us off our feet, but money can plant us firmly back on the ground. Turns out there are so many sides to the money merger debate, it could …
From the Blog Archives. Originally published Sept 2014. If January is all about resolutions, September is all about education. And not just for the kids. In the span of a week, I’ve had two clients in my office seeking financial advice on going back to school. Both are currently employed in well-paying and – by …
My oldest child turned 19 this month. I am not sure how this happened as I have not aged a day since he was born. Queue laughter from the audience! All joking aside, while my son is still very much “a dependent”, his eventual flight from the nest has me thinking a lot lately about …
If 2020 has taught us one thing, it is to be prepared for the unexpected. Before the world (and the economy) went into lock down, “risk” was just a word for many of us. Since then, it has become a part of our daily reality. The term “essential worker” has also emerged as a concept …
This second installment in our “Tips for Times of Disruption” series focuses on taking control and ownership of your risk management strategy. For the complete list, please revisit Part 1 that was posted previously. Tip # 4 – Group Benefits – Resist the urge to be complacent. Clients of mine have heard me say many …
With more than a million Canadians losing their jobs in March (and April numbers threatening to be even worse), I think it is fair to say we are living in unprecedented times. By mid-April, over 6 million Canadians had already applied for the Emergency Response Benefit. And while we are all eagerly anticipating the lifting …
He had always worked. Even when work was scarce at home, he made the trek up along and always managed to snag a paycheck somewhere, doing something. Once – on a job hunting trip to Ontario – his brother in law hooked him up with a decent union job at one of the car plants. …
If you miss the RRSP contribution deadline, fret not. You’ve lost the opportunity to claim any additional RRSP contributions for the tax year, but you have not lost the ability to tap into that room in the future. Imagine that. You don’t always lose what you don’t use! Since 1991 when CRA capped how much …